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Pay Later

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Checking your eligibilitywon't affect your credit score.

Why Finance Your Cardio Purchase?

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Instant Decision

Apply and get a decision in seconds, without impacting your credit score. See more

You can apply to get pre-qualified at any time. Just answer a few questions to see loan options available for you. You’ll get all the info you need to shop with confidence. See less

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Flexible Options

We connect you with the right lending partner for you and your lifestyle. See more

Horizon works with Citizens Bank and Genesis Credit to give you a full range of financing options. If 0% APR isn’t available to you at this time, there may be other loans for which you qualify. See less

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Transparent Plans

No hidden fees or surprises. See more

You’ll know exactly what your monthly payments will be before you buy. There are no upfront costs or extra fees. See less

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Online Management

Get 24/7 access to your account and the ability to set up automatic payments. See more

Citizens will provide you with an online account so you can view your balance and see monthly statements. You’ll also be able to set up auto-monthly payments or make extra payments. See less

Checking your eligibilitywon't affect your credit score.

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How the horizon financing
program works:

Step 1
Step 2

Apply to see all the finance options available to you.

Add a product to your cart and select “Checkout with Financing” in checkout.

Step 3
Step 4

Use the secure, online portal to select your finance option and complete your purchase.

After purchase, you’ll get an email to set up and manage your online account.


Contact us at 888.878.9011 or

Checking your eligibilitywon't affect your credit score.

Offer available on this purchase when charged to a Horizon Financing Account. Terms of promotion apply from date of purchase until the purchase is paid in full. Promotional offers may be based on creditworthiness. Limited time offer. Minimum purchase requirements may apply. Regular account terms apply to non-promo purchases. Standard Purchase APR: 29.99%. Click here for important information about Rates and Fees and to read the Citizens Line of Credit Agreement for full terms and conditions. Horizon Financing account issued by Citizens Bank, N.A.