Buy Now
Pay Later

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Quick credit
Decision

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Flexible
Plans

Checking your eligibilitywon't affect your credit score.**

Why Finance Your Cardio Purchase?

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Instant Decision

Apply and get a decision in seconds. See more

You can apply to get pre-qualified at any time. Just answer a few questions to see loan options available for you. You’ll get all the info you need to shop with confidence. See less

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Flexible Options

We connect you with the right lending partner for you and your lifestyle. See more

Horizon works with Citizens Pay to give you a full range of financing options. If 0% APR isn’t available to you at this time, there may be other loans for which you qualify. See less

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Transparent Plans

No hidden fees or surprises. See more

You’ll know exactly what your monthly payments will be before you buy. There are no upfront costs. See less

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Online Management

Get 24/7 access to your account and the ability to set up automatic payments. See more

Citizens Pay will provide you with an online account so you can view your balance and see monthly statements. You’ll also be able to set up auto-monthly payments or make extra payments. See less

Checking your eligibilitywon't affect your credit score.**

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How the horizon financing
program works:

Step 1
Step 2

Apply to see all the finance options available to you.

Add a product to your cart and select “Checkout with Financing” in checkout.

Step 3
Step 4

Use the secure, online portal to select your finance option and complete your purchase.

After purchase, you’ll get an email to set up and manage your online account.

Questions?

Contact us at 888.878.9011 or support@horizonfitness.com.

Checking your eligibilitywon't affect your credit score.**

*0% APR for 12 Months on Purchases Equal to or Greater Than $2500. Available on qualifying purchases of select products charged to a Citizens Pay Line of Credit Account. Click here for important information about Rates and Fees and the Citizens Pay Line of Credit Agreement. Citizens Pay Line of Credit Account offered by Citizens Bank, N.A. Standard Purchase APR: 29.99%. Regular account terms apply to non-promo purchases. 0% or 9.99% APR from date of eligible purchase until paid in full on purchases equal to or greater than $2500. 9.99% APR from date of eligible purchase until paid in full on purchases less than $2500. Subject to credit approval. Limited time offer. Minimum Purchase: $1,000

**Upon submitting your application, Citizens Pay® will complete a full credit review that will result in a hard inquiry on your credit file that may impact your credit score.